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Source: bankrate.com, "Despite the recent drop in crude oil prices, keeping warm this winter is likely to have a chilling effect on household budgets as Americans continue to face record-breaking heating costs.
By taking stock of the situation now, you can make a few key adjustments to keep soaring prices in check.
According to the Energy Information Administration's Short-Term Energy Outlook, updated in October, the situation is not pretty no matter which way you slice it.
* If you use natural gas you will pay on average $1,010 this winter -- $155 more than last year, an 18 percent increase..."