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Despite the recent drop in crude oil prices, keeping warm this winter is likely to have a chilling effect on household budgets as Americans continue to face record-breaking heating costs.<p>
By taking stock of the situation now, you can make a few key adjustments to keep soaring prices in check.

The perception that it costs an arm and a leg to "go green" keeps plenty of small businesses (and customers) from even trying--let alone in a recession.
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Sure, many eco-friendly improvements do require some initial capital. But they also can yield significant cost savings--and drive revenues--in the long run.

View green articles by GREENandSAVE staff.

For even the most manic committed TreeHugger, doing the math and figuring out if a first (or yet another) green upgrade or remodel computes is a good idea. It's no secret that most "green" things carry a price premium, but many... <p>

If you don't give a (insert expletive here) about the environment then here's a jolt of motivation: MONEY. The numbers are in (after some exhaustive research on my part) and it turns out you'll save cash -- a lot of it -- by adopting just a few eco-habits. From turning off the lights to using energy efficient appliances, there are hundreds of ways to eco-nomize. Here are five of my favorite ways . . .

Even if you rent instead of own, an understanding of long-term savings on green household choices can help you better select your next rental property (or encourage your current landlord to make some beneficial changes).

Charles Szoradi is changing the world one house at a time. As an architect and leading authority on eco-friendly, smart-home design, he believes innovation is one of the keys to Earth's salvation.
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He's a chip off the block. His father, who escaped Hungary when Soviet tanks rolled in during the 1956 uprising, was a "green" architect before the term entered the lexicon.

Despite what marketers of products such as bamboo cutting boards and vegan silk gowns would have us believe, helping the planet doesn't require forking over your paycheck. It's really about conserving, not consuming -- so going green should also save you some.

Greening your home is the ultimate no-brainer—sort of. We all know it’s the right thing to do, and that it’ll save money, too. Doing it can be intimidating, though. What do the various options cost? What are the payback times? What about environmental impacts? What other considerations are there? How do we sort through the welter of information that’s out there? Where do we begin?

Saving energy makes sense any time, but particularly now, given our short supplies of oil and the pollution and climate change we create when we burn any fossil fuel.

Still, you may be among the millions of people who have not yet incorporated energy conservation into your daily routine. Why not? The number-one reason for most people is money — not necessarily real money, but definitely the perception that it will require a lot of money to put energy-saving strategies to work in your home.